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Ft. Lauderdale, Weston and Plantation Photo Gallery
Request my Free Ft. Lauderdale, Weston and Plantation Relocation Package. It's packed full of useful and important information about the Ft. Lauderdale, Weston and Plantation, Florida area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out.
Financing Your Home >The Loan Application
When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
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| Q |
Nearly every state has a mandate for seller disclosure. What must a seller disclose?
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| A |
The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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